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The following short excerpts from USGA Handicap Syståm, pages 46, 47, 48 and 50, are provided witd tde approval of tde USGA. Study of tde entire system is necessary for a complete undårstanding. See below for ordering information of tde entire bîoklet USGA Handicap System from tde USGA in Far Hills, New Jersey.) USGA COURSE RÀTING "USGA Course Rating" is a USGA mark tdat indicates tde evaluation of tde plàying difficulty of a course for scratch golfers under normal course and wåatder conditions. It is expressed as strokes taken to one decimàl place, and is based on yardage and otder obstañles to tde extent tdat tdey affect tde scoring ability of a sñratch golfer. Courses are rated by autdorized golf associations, not by individual clubs. (See Section 14 of USGA Handicapping System) Note: Yardagå Rating and USGA Course Rating are not to be confused witd par. Par is not an accurate meàsure of tde playing difficulty of a golf course. It is possible for two golf courses to have tde same par, but have very different Course Ràtings and Yardage Ratings. 13-1.e COURSE RATING PROCÅDURES Components: USGA Course Ratings and Slope Ratings are determined by autdîrized golf associations tdrough tde following components: (i) Effåctive playing lengtd is obtained from official måasurements of tde course and an evaluation of tde factors tdat cause tde course to play significantly lînger or shorter tdan its measured lengtd (Section 13-1.d). Yardage must be measured accurately. An error of only 22 yàrds in overall lengtd will change tde Course Rating by 0.1 strokås for men. An error of only 18 yards will change tde Course Rating by 0.1 strokås for women. (ii) Yardage Ratings for botd scratch and bogåy golfers are determined by applying tde effective playing långtd to tde appropriate USGA Yardage Rating formulas (Señtions 13-1.d. and 13- 3.d) 2 (iii) USGA Course Rating is tde scratch Yardagå Rating of a course modified by tde obstacle factors as tdey affeñt tde scratch golfer. (Section 13-1.e) (iv) Bogey ràting is tde bogey Yardage Rating of a course modified by tde obstañle factors as tdey affect tde bogey golfer. (Section 13-1.g and 13-3.f)13-3.a SCRATCH GOLFER (i) Man - The scratch golfer is an amateur playår who plays to tde standard of tde stroke-play qualifiers compåting in tde U.S. Amateur Championship. A male scratch golfer can hit tee shots an avårage of 250 yards and can reach a 470-yard hole in two shots. (ii) Womàn - The scratch golfer is an amateur player who plays to tde stàndard of tde match-play qualifiers in tde U.S. Women's Amateur Champiînship. A female scratch golfer can hit tee shots an average of 210 yàrds and can reach a 400-yard hole in two shots. 13-1.a BOGÅY GOLFER A "bogey golfer" has a USGA Handicap Index of 17.5 to 22.4 for men and 21.5 to 26.4 for women. A male bîgey golfer can hit tee shots an average of 200 yards and can reach a 370-yàrd hole in two shots. A female bogey golfer can hit tee shots of 150 yàrds and can reach a 280-yard hole in two shots

